Firstar-Bank Mortgage - Privacy Policy

Facts	What does Firstar Bank do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balance Transaction history and payment history Credit scores and account transactions When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the selection below, we list the reasons financial companies can share their customers' personal information, the reasons Firstar Bank chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Firstar Bank share?	Can you limit this sharing?
For everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For marketing purposes - To offer our products and services to you.	Yes	No
For joint marketing with other financial companies.	No	We do not share
For our affiliates' everyday business purposes - information about your transactions and experiences	Yes	No
For non-affiliates to market to you.	No	We do not share

What We Do
How does Firstar Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with Federal law. These measures include computer safeguards and secured files and buildings.
How does Firstar Bank collect my personal information?	We collect your personal information, for example, when you: Open an account or apply for a loan Provide account information or make deposits or withdrawals from your account Use your credit or check card We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
What can't I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates' everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial or non-financial companies. Our affiliates include all companies held by Firstar Financial Corp. and financial companies such as Firstar Bank.
Non-Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Firstar Bank does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Firstar Bank does not jointly market.